Terms and Conditions

The information, suggestions, and recommendations contained herein are provided for general informational and educational purposes only and should not be construed as legal, financial, accounting, tax, or professional advice.

This information has been compiled from sources believed to be reliable; however, LossIQ does not address every possible loss potential, law, rule, regulation, risk, practice, or procedure that may apply to your specific business or operations.

No express or implied warranty, guarantee, or representation is made regarding the accuracy, completeness, or sufficiency of any such information. LossIQ disclaims any and all liability for the information contained herein and any consequences arising from your use or failure to use such information.

This information is not intended to satisfy the requirements of the Federal Occupational Safety and Health Act (OSHA) or any other state or federal safety or health laws, regulations, or directives. The maintenance of safe operations, premises, and equipment, and compliance with all applicable laws, rules, and regulations, remains solely the responsibility of the insured and/or user.

Reliance upon or compliance with any recommendation provided by LossIQ in no way guarantees any specific outcome, including but not limited to fulfillment of obligations under any insurance policy or regulatory requirement.

LossIQ assumes no responsibility for identifying, discovering, or eliminating hazards that may cause accidents, injury, or damage. The information herein does not create an attorney-client relationship and should not be considered a substitute for professional advice, including but not limited to, recommendations from equipment manufacturers or other qualified professionals. If you are unsure about any specific safety practice, procedure, or maintenance, you should consult the appropriate professional, manufacturer, or authority.

Disclaimer of Liability

• The Course is provided for educational purposes only and does not guarantee loss prevention or compliance with applicable laws.
• The Course does not override or substitute any laws, regulations, or safety requirements imposed by state or federal regulatory authorities, including but not limited to health departments, OSHA, or the Department of Labor, applicable to personal or business operations.
• LossIQ makes no warranties or guarantees regarding the accuracy, completeness, or applicability of the Course content to any specific situation. Users should seek professional guidance before making personal safety, workplace safety or operational decisions.
• LossIQ is not liable for any damages, losses, or claims arising from the use of, or reliance on, the Course content or any related materials.

User Registration & Data Sharing

To access and use LossIQ’s Course and platform, users must register and provide basic contact information, including name, address, email, and phone number, for identification and account management purposes.

LossIQ may collect additional information related to users’ personal and business operations, safety practices, and risk exposures to tailor educational content and improve safety outcomes.

LossIQ may share user registration information, business operations data, safety responses, and engagement metrics with the specific insurance carrier, broker, or other client organization that has provided the user with access to the platform, for the purposes of supporting analytics and risk prevention initiatives.

Data Protection

• LossIQ will not collect sensitive personal data, such as Social Security Numbers (SSN), dates of birth (DOB), health, or biometric information.
• LossIQ may use collected data for analytical, research, and product improvement purposes.
• Access to user data is restricted to authorized personnel only, and LossIQ is committed to protecting user information in accordance with applicable data protection laws and industry best practices.